Embrace your inner Price Yeti


Written on November 14, 2009 – 3:12 am | by admin

PriceYeti is a new site that gives you a watch list to track your items across all online retail sites and then sends you notifications when their price drops. Great for discount deals. It’s also very clean and usable.

We’re running a $300 launch promotional where we’re giving away a tracked item for free, 2 weeks before Christmas.  Check out the blog for details!

Overwhelming offers


Written on November 12, 2009 – 3:13 am | by admin

Every Monday through Friday at noon, OverwhelmingOffers.com posts select special offers from Next Jump’s more than 28,000 well-known retail and brand partners.

By leveraging the buying power of Next Jump’s more than 25 million members, OverwhelmingOffers.com can secure discounts or rebates of 50 percent or more on the most popular gifts and merchandise!

Here are just a few of the recent Overwhelming Offers:

  • Buy.com – Save 50% off the Nintendo Wii gaming system (11/6)
  • UGG Australia – Spend $180, get $90 cash back (11/4)
  • Ghirardelli Chocolate Company – Spend $30+, get $20 cash back (10/26)
  • Omaha Steaks – Spend $44.50+, get $40 cash back (10/6)

Get paid to find deals


Written on November 10, 2009 – 2:52 am | by admin

Smazzle.com is a Deal Request based Comparison Shopping company where you can get THE best price for any product by just requesting a deal for it.

Our automated platform combines cashback + coupons + mail-in rebates + gift card rebates + shipping + tax to find you the FINAL best price. We also have a community of deal finders who are always busy trying to find a better deal for you.

Just try us out by requesting a deal!

Living the good life on the cheap


Written on November 6, 2009 – 1:22 am | by admin

I have a book just out called BARGAIN JUNKIE: Living the Good Life on the Cheap.

It’s a humorous how-to book about how I live large by spending little. As a life-long upscale frugal person, I’ve managed to dress well, vacation in Italy, collect art, and eat out as often as possible without breaking the bank.

  • I wore a brand new $1200 gown to my son’s wedding, that I found at a garage sale for twenty bucks.
  • I entertain wealthy friends by inviting them to exotic (and cheap!) ethnic restaurants
  • I picked up a geranium twig on the street, stuck it in the ground, and now have a flowering wall in my back yard.
  • I barter all manner of good and services: gave my neighbor some public speaking coaching and she brought over a complete chicken dinner large enough to last the weekend.

More tips and funny cheapskate stories on my blog.  Happy Savings!

Honest and ethical approaches to debt freedom with Damon Day


Written on November 3, 2009 – 1:51 am | by admin

DamonDay.com is a resource for consumers to get educated about all options available for dealing with credit card debt. Don’t trust your financial future to some debt settlement or credit counseling salesman. Learn all options available and make the right decision for yourself and your family.

Request an honest and unbiased financial consultation and learn exactly how you should proceed with your specific financial circumstances.

DamonDay.com: Honest and Ethical Approaches to Debt Freedom.

(Also follow Damon Day on Twitter!)


Written on November 3, 2009 – 1:47 am | by admin

A team of web programmers and financial advisors worked for 9 months developing the 20/20 Analysis Calculator. Our goal has always been debt freedom for those who need help. Since 97% of all Americans have some kind of debt, those numbers are high. These qualities of service listed below really help us stand out from the competition:

  • We charge users considerably less for its use. We charge just $10 a month; no matter how much they save in interest or how many years sooner individuals get out of debt. Our goal is, and always has been, to offer debt freedom to anyone who desires it for any reason. We have a great affiliate program that pays 25% for the lifetime of subscriptions.
  • Our Analysis Calculator tool has been tested against six other top online debt calculators and debt reduction plans. Each time, it was proved the better product, saving the most money on interest and also the most time in getting out of debt. The Analysis Calculator takes the money that you’ve designated toward debt and runs up to 2,300 different calculations to determine the best, quickest, and least expensive way for you to pay off your debt.

Our average user has both interest and time savings of $14,000 and 5-7 years, respectively.

Check it out at SeeBeyond2020.com.

A century of good advice


Written on October 28, 2009 – 12:53 am | by admin

It’s said we should listen to our elders, and it’s more important than ever in these difficult times to listen to the advice of people who have lived through even harder times.

In honor of the 100th anniversary of credit unions in U.S., one group in Georgia has put together a 5-minute online video featuring seniors who share financial and life advice from their experience over the generations, intermixed with children from the Boys & Girls Club who talk about the advice they receive from their elders about how to be smart with money and in life.

The video is here: http://www.georgiacreditunions.org/100/index.php.

We can all learn a thing or two from watching it, and each of these seniors has an interesting backstory as well if you are interested in finding out more about them on a Facebook page set up for the video.

Connected to the video, 1,000 Georgians were also polled on their current savings and spending habits, and financial advice. We thought these also might be good fodder for chat among your readers. Here are some of the poll highlights:

  • 53% say that either their mother or father was the biggest influence in their lives about money; The breakdown of those who chose father vs. mother was almost even: 27% said father, 26% said mother.
  • Regarding the best advice they received, 44% cited “Save a little each paycheck no matter how small”; 23% cited “Credit is good, but pay off cards in full each month”; while 12% cited “Never buy on credit.”
  • Asked about a time in their life when they were not good savers, 68% listed their 20s; 50% listed their teens; 44% listed their 30s; and 21% listed their 40s. A stronger focus on savings started in their 50s, with only 8% saying they were not good savers in that decade of their lives and steadily dropping in following decades.
  • 65% of those polled say that their personal spending habits will be changed forever because of the current recession.  While 61% think it will be difficult for our economy to come back as strong as it was before the recession, 27% optimistically think that the economy will come back stronger than ever.

Blunt Money is now posting at Money Crush


Written on October 23, 2009 – 12:34 pm | by admin

MoneyCrush is a newly renamed personal finance blog (with some motivation & goals thrown in for good measure.)

Posts are generally on the short and sweet side.  Topics include financial health, debt reduction, investing, money saving ideas, simple living, and lots more.

(You can also follow Money Crush on Twitter!)

Do you have a Failsafe Retirement?


Written on October 15, 2009 – 3:45 am | by admin

Failsafe Retirement is a new site offering information and a downloadable software product to aid in the development of a personal plan for guaranteed retirement income.

The FAILSAFE RETIREMENT™ System is a uniquely simple way for anyone to plan for a retirement lifestyle and income that is guaranteed under any foreseeable economic conditions. The System is based on three basic principles:

  • First, we want peace of mind that we will have enough income to meet our needs throughout retirement.
  • Second, we learned from the disruptive economic events of 2008-2009 that conventional investing ideas don’t always work.
  • Third, having confidence that we can meet our basic retirement needs allows us to use our other money in other ways, without fear or guilt.

Many of us have promised ourselves and our spouses that never again will we be victimized by economic and market conditions that we cannot predict or control.

Our futures are too important to trust to investment and financial planning industries focused on selling us high risk investments.

That is why the Failsafe Retirement™ blog site and System were born.

The System is designed to prepare us for a worst case scenario in our retirement future. It protects us from inflation and against deep and/or extended declines in the stock market.

For more information, visit http://www.failsaferetirement.com.

Facecard, an alternative payment system


Written on October 12, 2009 – 2:46 pm | by admin

Facecard (www.facecard.com), an efficient alternative to debit and credit cards is announcing that the year old product has emerged from beta with enhanced features including parental controls, fully integrated social networking features, and a fresh look.

Already one of the most convenient and cost-effective financial tools on the market, Facecard now offers more tools that make it easier than ever to give more and get more. Facecard users can enjoy the following new and improved features:

  • Better (and more) Prewards – The Under Cover Coupons: Members will see an average of $15 per month of extra cash in their pocket from favorite restaurants, stores and internet retailers.
  • Enhanced Parental Controls: In addition to existing tools, parents can now decide just how much control they want over their teen’s finances. Alerts can be set to know when the card has been used (and where), when someone has gifted their teen, or if their teen is below a certain balance.
  • Free Direct Deposit and Bill Pay: Card holders can now utilize direct deposit for free! Members can also set up recurring or one time payments for online bills through a Facecard account.
  • Friends and Family Gifting: Gifting just got quicker and easier.  With the click of a button, the gift is on its way. No more searching through hundreds of “Smiths” for your cousin or best friend. Facecard’s innovative peer-to-peer gifting function allows members to pay back friends and family or send gifts by simply entering the name or email address, entering the amount and hitting “send.”
  • Fully Integrated Social Networking Features: Virtual gifting just got better, and real! Members can now download a Facecard Facebook app and give actual monetary gifts. Is your friend having a bad day? Send him/or her Preward funds towards a special lunchtime burrito via Facebook. And, if you are tough to shop for, or know someone who is, create a wish list using Facecard’s Facebook app and allow your friends and family to add funds toward new products, dream vacations, and more.
  • New Look: Implementing direct feedback from existing users, the new Facecard Web site www.facecard.com features a sleek and updated design. And, Facecard continues to expand its offering of rainbow colors adding pink and black to the mix. Colors include green, blue, orange, pink and black.

Facecard remains a user-friendly and cost-effective payment option. Currently, Facecard users can sign up for a Facecard free of charge.
As of Q4 2009, Facecard will implement a new fees structure, which will include a $5 sign up fee and a low $3 monthly fee to maintain an
account. Monthly fees can be waived if users have their paycheck loaded through direct deposit to their account or load or spend $100
each month which can be done for free via bank transfer. Facecard also offers user-friendly features like daily and low-balance notifications
and balance inquiry via text message.